IRS Form 1099-C

2025 Printable Template

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Form last updated: 03/2024. Please verify this is the current version before use.

Easily complete & submit your 1099-C form

Follow these simple steps to fill, sign, and send your 1099-C form online.

01

Fill out your form

Our user-friendly editor helps you quickly enter personal & business details in the 1099-C template.

02

Sign the form

Add your electronic signature to the fillable 1099-C form to certify it came directly from you.

03

Send it to the requester

Download and instantly print or share your signed 1099-C with the requester.

How to fill out a 1099-C online?

Follow these steps to complete your 1099-C form online.

Step 01

Access Form 1099-C from the IRS website or a PDF editor.

Step 02

Enter the creditor and debtor information accurately.

Step 03

Specify the account number related to the debt, if applicable.

Step 04

Indicate the amount of debt that has been forgiven.

Step 05

Select the appropriate event code for the cancellation reason.

Step 06

Include any interest amount if it was part of the canceled debt.

What is a 1099-C used for?

Form 1099-C is used by lenders and financial institutions to report canceled debts of $600 or more to the IRS. The amount of canceled debt may be considered taxable income for the debtor.

Who needs to fill out a 1099-C form

Lenders and financial institutions that cancel debts of $600 or more.

What is Form 1099-C?

Form 1099-C is used by lenders to report canceled debts of $600 or more to the IRS, which may be considered taxable income for the debtor.

When is Form 1099-C due?

The form must be furnished to the debtor by January 31st of the year following the cancellation of the debt and filed with the IRS by the end of February if filing on paper, or by the end of March if filing electronically.

Do I need to sign Form 1099-C?

No, Form 1099-C does not require a signature according to current guidelines.

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