IRS Form 1099-C

2025 Printable Template

Great Trustpilot stars 42,014 reviews on

This website is not affiliated with any government agency or tax authority.
Form last updated: 03/2024. Please verify this is the current version before use.

Easily complete & submit your 1099-C form

Follow these simple steps to fill, sign, and send your 1099-C form online.

Fill form
Step 1

Fill out your form

Our user-friendly editor helps you quickly enter personal & business details in the 1099-C template.

Sign form
Step 2

Sign the form

Add your electronic signature to the fillable 1099-C form to certify it came directly from you.

Send form
Step 3

Send it to the requester

Download and instantly print or share your signed 1099-C with the requester.

What is a 1099-C used for?

Form 1099-C is used by lenders and financial institutions to report canceled debts of $600 or more to the IRS. The amount of canceled debt may be considered taxable income for the debtor.

Who needs to fill out a 1099-C form

Lenders and financial institutions that cancel debts of $600 or more.

How to fill out a 1099-C online?

Follow these steps to complete your 1099-C form online.

Step 1
Step 1
Access Form 1099-C from the IRS website or a PDF editor.
Step 2
Step 2
Enter the creditor and debtor information accurately.
Step 3
Step 3
Specify the account number related to the debt, if applicable.
Step 4
Step 4
Indicate the amount of debt that has been forgiven.
Step 5
Step 5
Select the appropriate event code for the cancellation reason.
Step 6
Step 6
Include any interest amount if it was part of the canceled debt.
Step 7
Step 7
Submit the completed form to the IRS and provide a copy to the debtor.
IRS Form 1099-C Instructions

Ready to Fill Your Form 1099-C?

Start filling out your form online in minutes. Fast, secure, and completely free.

Frequently Asked Questions

Find quick answers to common questions about our PDF editor.

Form 1099-C is used by lenders to report canceled debts of $600 or more to the IRS, which may be considered taxable income for the debtor.

The form must be furnished to the debtor by January 31st of the year following the cancellation of the debt and filed with the IRS by the end of February if filing on paper, or by the end of March if filing electronically.

No, Form 1099-C does not require a signature according to current guidelines.

/ 1
100%